Lending Manager

Credit Union | Limerick

A progressive and growing Credit Union in Limerick is seeking an experienced Lending Manager to lead and develop its lending function.

This is a key leadership role responsible for driving loan book growth, maintaining strong credit quality, and delivering a best-in-class member experience, while ensuring responsible and ethical lending practices.

The Role

The Lending Manager will take ownership of the lending strategy and day-to-day operations, leading a high-performing team and ensuring all lending activity is efficient, compliant, and member-focused.

Key Responsibilities

• Lead and execute the lending strategy to achieve sustainable loan book growth
• Oversee lending operations across branches, online, and phone channels
• Ensure efficient, compliant underwriting, approval, and processing of loans
• Maintain strong credit quality through robust assessment and risk management
• Monitor lending performance, KPIs, arrears, and pipeline activity
• Develop and enhance lending policies, procedures, and processes
• Drive continuous improvement and operational efficiency
• Lead, coach, and develop a high-performing lending team
• Support the rollout of new lending products across personal, SME, and mortgage lending
• Collaborate with Compliance and Internal Audit to meet regulatory requirements

Requirements

• QFA qualified
• Minimum 5 years’ experience in lending, underwriting, or credit management
• Strong knowledge of consumer, mortgage, and business lending
• Proven leadership experience managing and developing teams
• Solid understanding of regulatory requirements within financial services / credit unions
• Strong analytical, decision-making, and communication skills

Key Competencies

• Commercial mindset with ability to drive growth
• Strong credit judgement and risk awareness
• Ability to interpret financial statements
• High attention to detail and organisational skills
• Excellent stakeholder management
• Member-first approach with a focus on ethical lending

What’s on Offer

• Competitive salary (DOE)
• Pension scheme
• Educational support for further qualifications
• Opportunity to lead and shape a growing lending function #INDFRS1